Personal + business credit. Built together. For the land.
Log your scores. Print our letters. Build the line. Personal credit, business tradelines, and a land-loan roadmap — one system, one login, you own it.
How long until you can buy land?
Three quick inputs. We'll estimate your timeline to a business-only land loan and the loan amount you can realistically qualify for.
Estimates only. Actual qualification depends on your full business credit profile.
Six automated steps. One legacy.
Every step has direct apply links, tracked checklists, and auto-reminders. You execute — we orchestrate.
Legal Foundation
LLC filing, EIN, business address, phone, and a credit-building bank account.
D-U-N-S & Bureaus
Register with Dun & Bradstreet, Experian Business, and Equifax Business.
Net-30 Vendor Accounts
Curated Tier 1–3 vendors that report tradelines to the business bureaus.
Business Credit Cards
Divvy, Brex, Ramp, Amex Business, Chase Ink — matched to your profile.
Credit Monitoring
Nav, CreditSignal, Experian — score changes and tradeline alerts in one inbox.
Land Purchase Ready
Lender matching, pre-qual letter, offer template — qualify for business-only land loans.
What banks won't teach you.
Once your credit is built, the next move isn't another loan — it's a structure that holds land, income, and legacy outside the system.
Own nothing. Control everything.
The legal structure used by old-money families to hold land for generations — without putting it in your name.
Loans, not income.
Live on borrowed cash value instead of taxable paychecks. Your assets keep growing while you spend.
Land that can't be touched.
Spendthrift protections shield the foundation from lawsuits, creditors, and divorce.
The blueprint, the templates, the lender lists, the trust language — inside Land Ready.
Built for builders. Priced for legacy.
We don't pull your credit, mail your letters, or open accounts for you. We give you the system, the templates, and the tracker. You execute. You own it.
- Log your 3-bureau scores + trend charts
- Legacy Line Score formula
- 4 dispute letters (FCRA §611, Goodwill, Debt Validation, Medical 2026)
- 30-day FCRA dispute tracker
- 6-step business roadmap (Weeks 1-24)
- Vendor directory with apply links
- Manual tradeline + PAYDEX logging
- Letter strength check — draft review before you mail
- Everything in Builder
- All 9 dispute letters (MOV, §623, Pay-for-Delete, ID Theft §605B, Re-aging)
- Letter automation — saves your info, pre-fills every letter
- Pre-qual packet generator (PDF)
- Priority email support (48hr)
- Unlimited letter rewrites + strength scoring
- Everything in Credit Pro
- Roadmap Step 6 — Land workflow (Weeks 25-52)
- Lender directory + outreach scripts (Lendio, Live Oak, Farm Credit)
- Offer letter templates
- Monthly 1-on-1 strategy call (30 min)
- Trust Vault — done-with-you setup
- Spendthrift / ILIT / Non-Grantor templates
- Insurance policy shopping guide
- Trust funding checklist + attorney intro list
- Bi-weekly 1-on-1 (45 min)
- Priority dispute review
- Direct text line
Trust docs reviewed by your attorney. We don't replace the lawyer — we make their job 80% done before you walk in.
Two scores. One Legacy Line.
A 720 personal score alone won't qualify your business for land. Build both. Together. Now.